Dedicated Financial Consulting Services

Portfolio Management

At JLS Associates, our professional team will work with you to meet your long-term financial goals and risk tolerance.

  • Product Pricing
  • Account Level Pricing
  • Transaction Level Pricing
  • Rewards Pricing
  • Penalty Pricing
  • Account Profitability
  • Portfolio Valuations
  • Portfolio Sales
  • Portfolio Acquisitions
  • Portfolio Securitizations

Risk Management

Protect your business with streamlined risk management services from the experienced team at JLS Associates, including:

  • Application Processing
  • Credit Scoring
  • Credit Policy 
  • Pre-Screen
  • Bureau Scoring
  • Collection Policies
  • Behavior Scoring/Adaptive Control
  • Predictive Dialer Interfaces/Management
  • Fraud Analysis and Control
  • Expert Decision Systems
  • Enhanced Authorization Methods

Customer Service

Our team at JLS Associates offers a broad assortment of customer service management services, including: 

  • Audio Response Systems
  • Inquiry Management and Tracking
  • Response Management
  • Dispute Management
  • Charge Back Management
  • Correspondence Management
  • Retrieval Management
  • Servicing Policies

Operations

Are your business operations suffering? JLS has you covered with dedicated services that include: 

  • Accounting
  • Charge Backs
  • Authorizations
  • Profitability Monitoring
  • General Ledger Interfaces
  • Processor Reconciliations
  • Product Control File Management
  • Processor Settlement

Merchant Services

Merchant services can be complex; let JLS Associates help you with a full suite of services to meet your needs. 

  • Marketing
  • Pricing
  • Point of Sale Terminal Deployment
  • Paper Processing
  • Profitability Analysis
  • Risk Management 
  • Merchant Settlement
  • Agent Bank Management
  • Independent Service Operator Management

Portfolio Conversions

Our knowledgeable and professional team at JLS Associates will help you with portfolio conversions, including: 

  • Source File Data Mapping
  • Conversion Specifications Creation
  • Conversion Project Management
  • Custom Conversion Software Creation
  • Product Control File Builds
  • Reports Management System Builds
  • Conversion Data File Transmission to Processor
  • Conversion Specifications Testing
  • Operational Assistance
  • Post Conversion Support

Product Control File Management

Maximize your business with effective services and strategies that work. JLS offers a wide variety of product control management services, including: 

  • Account Level Pricing Strategy Builds
  • Transaction Level Pricing Strategy Builds
  • Rewards Pricing
  • Initial Build of Product Control File
  • Ongoing Maintenance of Parameter Values
  • Onsite/Offsite Maintenance of Parameter Values
  • Onsite/Offsite Entry of Pricing Strategies for New Product Introduction
  • Periodic Audit and Best Practices Review of All Parameter Values

Temporary Management Services

JLS provides temporary management solutions for your business that include:

  • Process Review and Analysis
  • Staffing Productivity Analysis
  • Policy Review 
  • Temporary Staff and Center Management

General Management

Is your business on the right track to succeed? JLS Associates offers a full range of services to help drive your business. 

  • Budgeting and Forecasting
  • Management/Supervisory Training and Development
  • Project and Product Management
  • Workflow and Process Analysis
  • Strategic Planning
  • Pricing and Profitability Analysis
  • Desk Procedures
  • Functional Policy Creation

Debit/ATM Card Systems

JLS Associates specializes in credit and debit card services. Enjoy complete peace of mind with our comprehensive services that include: 

  • Cardholder Activation Programs
  • Cardholder Selection Criteria
  • Cardholder Management Systems
  • Local, Regional, and National Switch Interface
  • Funds Settlement
  • ATM Site Selection
  • Vendor Analysis (hardware and software)

Processor Systems Management

Ensure your processor systems are working for you. JLS Associates can help with the following: 

  • Open Data Stream Management
  • Product/Bank Control File Management
  • Process Review Analysis
  • Empowered Systems Platforms
  • Processor-Specific Desk Procedures
  • Systems Conversion/De-conversion
  • Third-Party Processor Request for Proposal
  • Portfolio Conversion Management

Start-Up Credit Operations

Get your business going on the right track with start-up services from JLS Associates, including: 

  • Feasibility Studies
  • P & L Projections
  • Staffing Analysis and Recommendations
  • Facility Planning
  • Processor/Back Office Provider Selection
  • Policy Creation
  • Procedures Creation
  • Job Descriptions
  • Recruiting Training Staff
  • Interviewing Training Staff
  • MIS Creation & Monitoring

Purchase Card Programs

Turn to our highly skilled team at JLS Associates for the following services: 

  • Feasibility Studies
  • Issuing Bank Proposal Solicitation
  • Program Administrative Design, Development, and Production
  • Vendor Qualification Research
  • Telemarketing/Direct Mail Outreach Programs
  • Data Base Management

For skilled consulting services, call our team at 501-312-2022.